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You're in the first wave — we'll be in touch.

Your finances,
always watched over.

Kasmos watches your financial universe around the clock — surfacing insights before you think to ask, and answering every question when you do. This is what financial intelligence actually feels like.

Free to join · No credit card · No cash advances. Ever.
The problem
01

Your money is sitting in the wrong place, quietly losing value every single day.

02

You're being charged for things you don't even remember signing up for.

03

You have a complex financial life. You're navigating it completely alone.

What is Kasmos?

A multifaceted intelligence
built around you

Every person has a different financial fear. Kasmos doesn't have one solution — it has a personalized answer for each individual's specific problems. Greater insight, tailored to you, providing total transparency.

🧠
Total transparency

No more feeling in the dark about your own money. Kasmos connects every account, every card, every investment — and shows you the complete picture in plain language.

🎯
Personalized to your fears

Worried about taxes? Behind on savings? Confused by credit cards? Kasmos identifies what matters most to your specific situation and focuses there first.

Proactive, not reactive

Kasmos doesn't wait for you to notice something's wrong. It watches 24/7 and comes to you — the alert arrives before the problem costs you anything.

Personal Financial Operating System

The intelligence layer your financial life has always needed

The knowledge gap

Nobody taught you this.
That's the whole problem.

Not because you're bad with money. Because nobody ever sat down and explained how your specific accounts, cards, insurance, and investments actually fit together — and what to do about them. Kasmos bridges that gap.

Without Kasmos Scattered information, no context, figuring it out alone — or not at all
Finance apps Charts of what already happened. No explanations. No next steps.
Kasmos Watches everything, explains what it means, tells you exactly what to do — in plain language, every day
K
Kasmos AI Navigator
Full financial context loaded
Which subscriptions should I cancel?
Kasmos · based on your actual usage
You have 14 active subscriptions ($287/month). 3 haven't been used in 45+ days.
Cancel Headspace ($12.99/mo) — 0 sessions in 51 days, meditation included in your Apple One
Downgrade Hulu to standard — no live TV usage detected in your history
Cancel Audible — last credit used 4 months ago, 3 unused banked
Savings if you act: $117.93/month · $1,415/year
Am I getting value from my Amex Platinum?
Kasmos · based on your card data
You've used $340 of $1,695 in available annual benefits. $1,320 expires December 31st.
$400 travel credit — book your December flight through amextravel.com
$200 hotel credit — your Austin trip qualifies via Amex portal
$120 dining credits remaining — resets $15/month
Card pays you back $605 net if you act before year-end
When should I shop for car insurance?
Kasmos · based on your policy data
Your GEICO policy renews October 14th — 34 days from now. That's your optimal window.
Get quotes from Progressive, State Farm, Travelers — your clean record qualifies for best tiers
Use quotes as leverage with GEICO — they often match to retain you
Estimated savings: $380–$520/year in your zip code
Is my emergency fund strong enough?
Kasmos · based on 6 months of your spending
Your real monthly baseline is $3,280 (calculated from your actual transactions, not a number you told me). Your $12,400 savings = 3.78 months.
Below recommended 4–6 months for your income pattern — save $3k more
Move to a HYSA (5.1% APY) — earn $632/year on the same cash doing nothing at Chase
Two moves. $3k more + HYSA. I can find the best rate today.
The Kasmos difference

Every person's financial fear
is different.

Kasmos deals with all of them. Not with generic advice — with intelligence that's tailored to your specific accounts, your specific situation, your specific gaps.

🏦
"I don't know where my money goes"
Real-time spending intelligence with anomaly detection — pattern shifts flagged automatically, not after the fact.
Insight Layer
🛡️
"Am I overpaying for insurance?"
Kasmos detects your policies, monitors rates, and alerts you 30 days before renewal with specific savings opportunities.
Insurance Layer
💳
"I have cards I don't understand"
Every benefit, credit, and perk tracked across all your cards. Which card to use where. Annual fee ROI calculated automatically.
Credit Card Layer
📱
"I'm paying for stuff I forgot about"
Every subscription detected, usage cross-referenced, overlaps flagged. Not just what you're paying — whether it's worth it.
Subscription Layer
📋
"Taxes terrify me every April"
Deductions tracked year-round as they happen. Never miss a home office expense, freelance tool, or investment loss again.
Tax Layer
📈
"I know I should invest but I'm scared"
Portfolio monitoring with plain-language explanations. What's drifting, what's concentrated, what to do — without the jargon.
Investment Layer
Creating a feeling of control no other financial platform does.
The platform

Your entire financial universe,
orbiting around you.

Every corner of your financial life — actively monitored, connected, and explained. All at once.

Kasmos
Housing
Food & Dining
Groceries
Transport
Shopping
Subscriptions
Health
Personal Care
Fitness
Entertainment
Travel
Taxes
Credit Card Benefits
Insurance
Banks
News
The landscape

The others stopped short.

We built what the others didn't. Here's exactly what the gaps are.

Kasmos ✦
Origin
Copilot
Monarch
Rocket Money
YNAB
Cleo/Dave
Personalized news
partial
Tax intelligence
Proactive insights
partial
partial
Insurance tracker
Investment tracking
Digital insurance cards
Credit card benefits
Spending tracking
Subscription value assess
partial
partial
Home equity tracker
Rent comparison tracker
AI financial assistant
basic
No cash advances

"The only platform that actively works across your entire financial life — without you having to ask."

Security

Bank-grade security.
We don't sell your data.
Most apps do.

🔒
256-bit encryption
Encrypted at rest and in transit — the same standard as major financial institutions.
👁️
Read-only access
Kasmos connects to your accounts to read and analyze — never to move or touch your money.
🔌
Disconnect anytime
Remove any institution in one tap. Data deleted from our systems within 24 hours.
🚫
We never sell your data
Most free finance apps make money by selling your financial behaviour to third parties. Kasmos doesn't. Revenue comes from subscriptions and transparent referral fees. That's it.

Bank connections powered by Plaid — the same infrastructure trusted by Venmo, Robinhood, and 7,000+ apps. Your credentials never touch our servers.

Get started

Your finances deserve
someone in their corner.

Kasmos watches every corner of your financial life — finding what you're missing, and telling you exactly what to do. Free to join.

Free to join · No credit card · No cash advances · Ever

Getting started

Up and running in three steps.

Connect once. Kasmos activates instantly and comes to you from there.

1
Create your account

60 seconds. No lengthy forms, no credit checks, no commitments.

📧 Email📱 Phone Apple
2
Connect your financial life

Securely link banks, credit cards, and investments via Plaid in under a minute.

🔒 EncryptedRead-only
3
Kasmos comes to you

Stay ahead of your finances. Kasmos monitors everything and surfaces what matters — before it becomes a problem.

Ready to take control?

First 1,000 members get Kasmos Pro free for 12 months.

Free to join · No credit card · No cash advances

Simple pricing

Invest in your financial universe.

Start free. Upgrade when ready. Early members get Kasmos Pro on us.

Monthly
Annual Save 2 months
Free
$0
Forever, no credit card
 

Connect your bank and experience Kasmos AI — no commitment needed.

  • 1 connected institution (your bank)
  • Spending intelligence — patterns, anomalies, categories
  • Basic subscription detection from transactions
  • Net worth tracking (bank accounts)
  • AI Navigator — questions answered with your bank data
  • 3 proactive insights per month
Early access

The earlier you join, the more you save.

Kasmos Pro pricing locks in at your signup tier — forever.

First 1,000 members
Free for 12 months
No credit card required
Members 1,001–5,000
50% off first year
$4.99/mo or $39.99/yr
After 5,000 members
Regular pricing
$9.99/mo or $79.99/yr
How Kasmos makes money

Beyond subscriptions, Kasmos earns referral fees when you get insurance quotes, file taxes, or apply for credit cards through partners. These fees never influence our recommendations. We will never sell your data. We will never offer cash advances.

Get in touch

We're happy to hear from you.

Whether curious about early access, partnerships, press, or just have a question — reach out.